Protect Your Business with our Comprehensive Cyber Insurance Policy Underwritten by Allianz 

 

 

Small Medium Size Business Cyber Insurance Protection 

The average cyber breach can cost an SME up to $1.24m, often leading to business closure within 6 months. 82% of ransomware attacks target SMEs, and 60% of SMEs close within 6 months of a cyber attack. Protect your business with cyber Insurance.

 

Allianz Cyber Premium Protect $250k to $1.5m Insurance Coverage 

Cyber Insurance Coverage	Full Policy Limit
A. Third Party Liability
Privacy and Confidentiality Breach Cover	Y
Netowrk Security Cover	Y
Media Liability Cover	Request
Regulatory Costs and Fines Cover	Request
Internal Investigation Cover	Y
Consumer Redress Fund Cover	Y
Payment Card Industry Data Security Stardards (PCIDSS Cover	Request
B. Business Interruption
Business Interruption Loss Cover	Y
C. Crisis Management
Forensic Costs	Y
Data Breach Response Costs a. Data ID and Preservation Costs b. Legal and Regulatory Advice Costs c. Notification Costs d. 3rd Party Indemnification Advice Costs e. Call Centre Costs f. Other Costs	Y
Loss Adjustor Costs	Request
Reputation Advice Costs	Request
D. First Party Loss
Hacker Theft Costs	Request
Cyber Extortion Cover	Request
E. Extentions
Discovery Period	60 days
Emergency Costs	Request
Mitigation Costs for Claims	Request
Mitigation Costs for Business Interruption	Y
Restoration Costs	Y
Betterment Following an Insured Event	Request
Voluntary Notification Costs	Request
Industrial Control Systems / Supervisory Control and Data Acquisition (SCADA) Systems	Y
Business Interruption Due to Human Error or Technical Failure	Request
Business Interruption Due to Legal or Regulatory Requirement	Y

 

Revenue Band	Retention / Excess Range
$1,000,000	$3,500 - $10,000
$1,000,000 to $3,000,000	$5,000 - $15,000
$3,000,001 to $5,000,000	$7,000 - $25,000
$5,000,000 to $10,000,000	$10,000 - $30,000
$10,000,000 to $15,000,000	$15,000 - $35,000
$15,000,000 to $25,000,000	$15,000 - $35,000

 

Please contact sales@cygienic.com for a cyber insurance assessment

 

Industries out of scope - please contact our sales team for other insurance offers 

• Adult Entertainment
• AI-related Activities 
• Airlines. Aerospace and aviation Tech
• AirTraffic Control
• Blockchain, Cryptocurrency, NTF, DLT
• Business Process Outsourcer
• Call Centres and Telemarketing 
• Canabis business 
• Credit Bureau
• Data Aggregator
• Data Centre Operators 
• Emergency Services 
• Financial Institutions, Payment Process, Online trading, Stock Exchange, Private Equity 
• Hospital Health Care
• ISPs, Telecomm providers, Cloud providers 
• Managed Service Providers (MSSP) 
• Manufacturing 
• Military and Defence 
• Oil, Gas, Power 
• Point of Sale Software 
• Publishing, Newspaper, Magazine
• Rail, Marine Transport 
• Social Media Companies, Dating websites, Music studios. Production Studio 
• Video Games 
• Utilities